Argyle Homeowners Insurance

There are a lot of considerations that go into purchasing Argyle homeowners insurance, of course. If you’re older, getting the right homeowners insurance in Argyle TX can provide some significant benefits. With the right coverage from Kirk Bonds Insurance, you can focus on more important things, such as enjoying your retirement, or spending more quality time with your children and grandchildren.

 

The Best Coverage for Older Homeowners

In order to have an idea of what kind of Argyle homeowners insurance will be best for your specific needs, you should have at least some general knowledge of what the average policy offers. Here’s a quick look.

  • Dwelling coverage – The limits for this part of your homeowners insurance in Argyle TX will depend on how much it would cost to replace your home.
  • Other structures – This part of your policy covers structures such as a shed, a barn or a garage that’s not attached to your house. You could increase your dwelling coverage to include these structures, and that could increase your limits by about 10 percent.
  • Personal liability – The average limit is $100,000, but that can vary depending on the insurer.
  • Medical payments – Limits typically only go up to $1,000, but you may be able to increase it to $5,000 or $10,000.

 

Discounts

One of the benefits of being an older homeowner is that you could get some significant discounts on your homeowners insurance in Argyle TX. Here are just a few examples.

  • Loyalty discounts
  • Retiree discounts
  • Discounts for bundling home and auto coverage
  • Discounts for installing security systems and fire alarms
  • Home improvement discounts
  • Discounts for not having filed any claims for a certain period of time.

Don’t hesitate to ask for these or any other discounts you may be able to obtain from your insurer. A Kirk Bonds Insurance representative will gladly spell them out so you can take advantage of substantial savings.

The experts with Kirk Bonds Insurance know everything there is to know about Argyle homeowners insurance. If you would like to get in touch, you can use our online form or call (817) 232-1511.

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