Benbrook Home Insurance Quotes

Too many homeowners immediately go with the lowest Benbrook home insurance quotes they find online. In many instances, they find out too late that they’ve really short changed themselves. Those cheap home insurance quotes in Benbrook TX, for example, might not include something called extended dwelling coverage, which you’ll learn about in a bit. When you work with Kirk Bonds Insurance, we’ll make sure you get the right coverage for your specific needs.

 

Extended Dwelling Coverage – The Basics

If you receive low Benbrook home insurance quotes, those are probably associated with basic, bare-bones policies. The price might be right – for now – but that could change dramatically if you ever need to file a claim. If you should ever have to replace your home, accepting one of those dirt-cheap home insurance quotes in Benbrook TX could come back to haunt you.

Say, for instance, your home was worth $400,000 when you bought your basic policy. But what if something terrible happened and you had to rebuild? What if there were a lot of other homes in your area that were destroyed as well? There would be an incredibly high demand for home construction services, and costs would probably be incredibly high as well.

Because of that demand, it’s conceivable that it would actually cost more like $450,000 to replace your home. That bare-bones policy you bought after receiving home insurance quotes in Benbrook TX will only cover $400,000. You’ll have to decide how to come up with the other $50,000.

If you had extended dwelling coverage, however, you wouldn’t have to worry about that 50 grand. Your policy would take care of it. You’re going to pay more for this coverage than a basic policy, of course, but it could very well be worth the extra money.

 

We’d Love to Tell You More

The professionals with Kirk Bonds Insurance can give you affordable Benbrook home insurance quotes – and we can also do a whole lot more for you. Find out more by giving us a call at (817) 232-1511 or using our online contact form.

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