Bridgeport Homeowners Insurance

If you’re planning renovations, that could have an impact on your Bridgeport homeowners insurance. It will be very important that you get in touch with the company that sold you your homeowners insurance in Bridgeport TX before making any major changes. Those improvements will probably increase your home’s value, which would increase the replacement costs. If you don’t tell your insurer, that could mean your coverage isn’t as strong as before the renovation.

Kirk Bonds Insurance would like to share some more information on this topic, because we want you to be as well informed as possible.

 

How Home Improvements Could Impact Your Policy

How could something like adding a garage affect your Bridgeport homeowners insurance? Well, if something should happen and you need to replace your home and your new garage, your policy will only cover the value of your home at the time you bought that policy. If the cost to replace the house and the garage exceeds the limits of your homeowners insurance in Bridgeport TX, then you’ll have to pay what’s left out of your own pocket.

As you can very likely see, you’ll need to inform your insurer of any kinds of home upgrades you’re planning. You can either stick with your current homeowners insurance in Bridgeport TX, or you can make adjustments to your policy to reflect those changes. Being upfront with your insurer could very well help you avoid some major headaches down the road.

Here are a few other renovations that will require a talk with your insurer.

  • Adding a deck
  • Installing a swimming pool
  • Upgrading any part of your home, such as the kitchen or the bathrooms
  • And many others

Keeping your insurance company informed could very well be one of the best decisions you’ll make. If disaster should happen, you can rest assured that you’ll be completely covered.

 

Want to Learn More?

If you have any questions about Bridgeport homeowners insurance, feel free to get in touch with Kirk Bonds Insurance. You can give us a call at (817) 232-1511, or you can use our convenient online contact form.

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