Haltom City Home Insurance Quotes

When you get Haltom City home insurance quotes, those rates will include what’s typically referred to as “dwelling coverage.” You might also see it called “Coverage A.” Regardless of the name, it will be in any kind of policy you buy. When we provide home insurance quotes in Haltom City TX at Kirk Bonds Insurance, we won’t just give you a rate. We’ll also provide you all the details of what your policy will actually contain. We do this because we want you to have all the information you need in order to make the very best decision for you and your family.

What is Dwelling Coverage?

We get this question a lot when we give people Haltom City home insurance quotes. In a nutshell, it’s the coverage that will pay for repairs or replacement if your home is ever destroyed due to a disaster. But when you receive home insurance quotes in Haltom City TX, the companies giving them to you need to specify that dwelling coverage only pertains to natural disasters. These include fire due to a bolt of lightning, wind damage or hail damage.

You might be wondering why we didn’t mention flooding. That can definitely be a natural disaster, but you’ll have to purchase flood insurance separately.

All companies that give home insurance quotes in Haltom City TX should be able to give you a good idea of what amount of coverage is best for your specific needs. Unfortunately, not all of them do that. Basically, the amount of coverage you get should be the same as the cost of replacing your home and all of your possessions. This is different from the market value of your house – it’s the value of your possessions and house combined.

We’ll Have the Answers You Need

When you receive Haltom City home insurance quotes from Kirk Bonds Insurance, you can rest assured that we’ll be more than happy to answer any questions you may have regarding your coverage. You can learn more about us by contacting us online or giving us a call at (817) 232-1511.