Ponder Homeowners Insurance
Has the time come to find a new Ponder homeowners insurance company? You might have purchased a home, or you’re not happy with your current homeowners insurance in Ponder TX. Whatever the case may be, the experts at Kirk Bonds Insurance will be here to help. We’ve been in business for more than 40 years, so you can rest assured we’ll make sure you have the right coverage at an affordable price. Here’s some information that will help make your transition to a new insurer as easy as possible.
A Quick Refresher Course
The odds are, you already have at least a little experience with Ponder homeowners insurance. But it still won’t hurt to go over the basics of the average policy. There are six components to that policy, which include the following:
- Dwelling coverage – This covers the structure of your home.
- “Other structures” coverage – This includes your fence, shed, driveway, etc.
- Personal property coverage – This includes all your possessions.
- Loss of Use coverage – This part of your homeowners insurance in Ponder TX will help hotel bills and other living expenses if your home becomes uninhabitable due to a disaster such as a storm or a fire.
- Liability coverage – Also known as personal liability insurance, it helps cover you if someone is hurt at your home, or someone’s property is damaged, due to your actions.
- Medical payments coverage – This will also help pay for medical expenses if a guest is hurt in your home.
You’ll want to make sure your new homeowners insurance in Ponder TX will be a true reflection of whatever you’ve done to your property since you last purchased a policy. You might have added a garage, or renovated your kitchen. Make sure that the full value of those changes is reflected in your policy. Otherwise, if something happens, you might find out the hard way that you’re underinsured.
The professionals with Kirk Bonds Insurance are here to help if you need help with Ponder homeowners insurance. Just use our online form or call (817) 232-1511 and ask any questions you like.