Roanoke Homeowners Insurance

Purchasing Roanoke homeowners insurance is obviously a huge decision – and a very, very important commitment. You definitely don’t want to make the mistake of not buying enough coverage, or buying too much coverage. That’s where the experts in homeowners insurance in Roanoke TX with Kirk Bonds Insurance can be a huge help. We have a deep understanding of the Texas insurance market, and we work with about 100 insurers. Once we talk to you about your needs and budget, we’ll find the perfect policy to fit both.

 

Pitfalls When Buying Insurance

It can be difficult to try and find good Roanoke homeowners insurance on your own. At Kirk Bonds Insurance, we’ve been around for more than 40 years. We’ve seen a lot of examples of people trying to go it alone and making major mistakes. Here are just a few.

  • There are some people who are under the impression that homeowners insurance in Roanoke TX will cover them for issues that already existed before they buy a policy. They think that insurance will pay for hail damage to their roof, even though that damage occurred three months before they made their purchase. Unfortunately, it doesn’t work that way.
  • Everybody’s busy. Oftentimes, that means they don’t do as much research as they should into homeowners insurance in Roanoke TX. They really don’t know what they’re purchasing, and find out the hard way about exclusions. When a type of damage is excluded from coverage, a homeowner will have to pay for it out of pocket.
  • Many people also assume their homeowners policy will cover them if, say, their washing machine, refrigerator, or another appliance stops working. There are policies that cover those types of occurrences, but they’re usually not included in the typical homeowners policy.

 

Let Us Help You Navigate the Complexities

The Roanoke homeowners insurance professionals with Kirk Bonds Insurance can help you avoid these and other pitfalls. We will explain your coverage options in detail so that you know what you’re buying and you won’t have to deal with any unpleasant surprises. Learn more by calling (817) 232-1511 or contacting us online.

 

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